b'Financial Literacy: Financial Literacy BasicsHELPFUL INFORMATION TO EDUCATE AND INFORM F inancialR atingsS eries PATRONS ABOUT THEIR FINANCESThis is a highly recommended source for consumers and it can be used for young people or for anybody who needs Financial Literacy Basics:guidance in the area of financial literacy. Public libraries should consider keeping this series in their reference How to Make & departments and those teaching financial literacy classes Stick to a Budgetshould definitely consult this series.ARBAGeared towards those who are just starting out, this series 2023/24outlines, step-by-step, how to make the most out of their money, which pitfalls to avoid, and what to watch out for, to give readers peace of mind that they are fully equipped to manage their finances.Written in easy-to-understand language, these guides take the guesswork out of financial planninghow to make a budget, manage debt, rent an apartment, buy a car, manage a checking account guesswork out of financial planninginformation necessary for a solid financial future. Each guide is devoted to a specific topic relevant to those who are just starting out. Combined, they provide the reader with helpful information on GREY HOUSEPUBLISHINGhow to best manage their money.How to Make and Stick to a Budget2023 Edition, March 2023How to Manage DebtEight volumes, 700 pages, SoftcoverStarting a 401(k)ISBN 978-1-63700-206-3, $359Understanding Health Insurance PlansINCLUDES Renting an Apartment & Understanding Renters InsuranceFREE ONLINE Calculating the Cost of College & UnderstandingACCESS Student Loans Buying a Car & Understanding Auto InsuranceSample Pages: Consumer GuidesWhat to Know About Checking AccountsFilled with information that will educate and inform your patrons about their finances, this series is a must-have source for public libraries of all sizes.Planning For The FutureSaving for Your Childs Education23Financial Literacy BasicsHow to Make and Stick to a Budget7Sample Savings Plan 5 Parent plans to pay for 75% of the tuition and fees at a public four-year collegeBUDGET WORKSHEET(in-state) for one child. Type of School: Public College, In-State Month/Year:Parent Contribution . 75% of tuition Monthly Income Wages# Years of College 4 Tips Other Income TOTAL MONTHLY INCOMESavings Goal: $66,734 Monthly ExpensesStart Saving Annual SavingsSavings Contribution HOUSING Mortgage/Rentat AgeContributionper Week Utilities (Electricity/Water) Credit Cards Insurance (Homeowners, Renters, etc.)0$ 1,815.34$ 34.91 Loan Payments Other Housing Expenses (Cable, Internet, etc.)2$ 1,968.27$ 37.85 FOODGroceries/Household Supplies Restaurant and Other Food TRANSPORTATIONPublic Transportation4$ 2,153.84$ 41.42 Vehicle Loan Gas for Personal Vehicle Parking, Tolls, etc.6$ 2,384.38$ 45.85 Maintenance & Supplies (oil, etc.) Vehicle InsuranceHEALTHHealth Insurance8$ 2,679.23$ 51.52 Medicine/Prescriptions Other (Dental, Vision, Copays)10$ 3,070.64$ 59.05PERSONALChildcare or Support Other Family Support Laundry12$ 3,616.69$ 69.55 Clothing, Shoes, etc. Charitable Gifts, Donations, etc. Entertainment (Movies, etc.)Estimated figures were calculated using the College Savings Calculator provided by Other (Haircuts, etc.) DEBT & FINANCEDebt (Credit Cards, etc.)FINRA at https://tools.finra.org/college_savings/ using an annual return of 5.25%.The Student Loans or Other Debtsrising cost of tuition is calculated at 3.8% per year, which means that a $10,740 annual Fees (Bank, Credit Card, Debit)tuition in 2022 would be $23,504 per year in 2043. Prepaid Cards, Phone Cards, etc. MISCELLANEOUS EXPENSESSupplies (School, etc)Important: The FINRA calculator was designed to help investors evaluate basic college savings scenarios. Please Pet Careunderstand its limitations and note that the results are hypothetical. This tool does not take into consideration any Otherpotential tax impacts. Some savings products may include additional fees not factored into this tools estimates. Asratings@greyhouse.com https://greyhouse.weissratings.com (800) 562-2139 6TOTAL MONTHLY EXPENSESa result, your figures will be higher or lower than those shown. TOTAL MONTHLY INCOME - TOTAL MONTHLY EXPENSES ='